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Back How to withdraw cash from UPI ATM. Step-by-step guide

Wondering how India's first UPI ATM which was launched on Tuesday works? Well, it's very simple. This service offers a convenient way for customers to withdraw cash from any ATM that supports UPI-ATM functionality, all without the need for a debit or credit card. Of course, one thing you need to carry is your mobile to complete the cash withdrawal process.

Want to withdraw money from UPI ATM? Know the process here

1)The customer has to select the option ‘UPI cash withdrawal’ at the ATM.

2) The customer shall be prompted to enter the withdrawal amount.

How to withdraw money from UPI ATM
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How to withdraw money from UPI ATM (NPCI)

3) After entering the amount, a single-use dynamic QR code (signed) shall be displayed on the ATM screen.

4)The customer needs to scan the QR code using any UPI APP* and authorize the transaction with a UPI PIN on the mobile (UPI APP) to get cash from the ATM.


How to withdraw money from UPI ATM
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How to withdraw money from UPI ATM (NPCI)

UPI-ATM: Key features


Card-less Transaction.

Transaction limit is up to 10,000/- per transaction. It shall be part of the existing UPI per day limit and as per the limits set by the Issuer Bank for UPI-ATM transactions.

Convenience i.e. no need to carry a card for ATM cash withdrawal.

Can withdraw cash from multiple accounts using UPI APP

On Thursday, Union Minister Piyush Goyal posted a video on X, that showed Ravisutanjani, a FinTech influencer, demonstrating how to withdraw cash from an ATM using UPI.


The unique ATM has been developed by the National Payments Corporation of India and powered by NCR Corporation

Users can now make voice-enabled UPI payments

The NPCI on Wednesday launched a slew of new payment options on the popular payments platform UPI -- Credit Line on UPI, UPI LITE X, and Tap & Pay, Hello! UPI and Conversational Bill Payments

UPI transactions crossed the 10 billion mark in August

Recently, UPI achieved a remarkable milestone by crossing 10 billion transactions in a month.